Personal Finance Articles

It’s not just how much you earn but what you do with it that counts. Discover the benefits of being better informed.

Men are more likely than women to hoard money in a savings account - but there are still not enough people taking advantage of their ISA allowance.

Given the uncertainty surrounding global financial markets now is a good time to review your financial situation, and start by ordering a copy of your credit report online.

We all know how expensive kids can be, having either been one, or had one; but when they're adults, they should start fending for themselves, right? Wrong.

Your endowment could be worth more than you think. After selling endowment look in to the endowment claim market to see if you are a victim of misselling. Many who sold their policies in the last few years are finding that they can still make a claim for thousands, you could well be one of them.

This could be a difficult decision to make and may depend on many factors both economic and personal.

For many retired homeowners equity release can provide a source of extra money with which to fully enjoy those retirement years. However, equity release is also a huge financial commitment which should be fully explored beforehand.

There are many ways to ensure that you can quickly get cash to your nearest and dearest in different parts of the country, or throughout the world. But, by far the easiest, cheapest and most reliable way to transfer money is to use the internet.

With the average property now costing £150,000, more joint first time buyers have opted to take the plunge and move in together for their first home. Single first-time buyers up to now had normally accounted for more of the purchases than joint first-time buyers partly due to affordability and lifestyle choice. Since last year we have began to see a shift in favour of more couples choosing to move in with their nearest and dearest.

Personal loans are broadly classified as secured and unsecured personal loans. For an unsecured personal loan, the borrower will not have to pledge any of his property as collateral. This article discusses some of the key features of unsecured personal loans to help borrowers understand them better.

Persons, who are struggling hard with a poor credit history, can choose the option of bad credit personal loans. Read on to know how one can avail of a bad credit personal loan to meet a financial emergency or settle a long pending debt.

Enough care should be taken while choosing a sub prime loan lender as the market is replete with scam lenders. Read on to learn how to guard yourself from such dubious elements when you are going for a sub prime loan.

Personal loans provide you the freedom of using the borrowed amount for any of your needs like debt consolidation, medical surgery, education expenses, vehicle buying and house renovation. Read on to learn how to use personal loans properly to come out of a financial mess.

British consumers have increased their savings 39-fold in real terms since the early 1960s, according to the latest Century of Saving report from National Savings and Investments.

Personal finance is kind of a big deal right now.

Britons are resolving to save more money during 2008, it has been revealed - although whether that ideal is followed through is another matter entirely.

Credit Cards 101 - A great little article that sheds light on credit cards.

Britons are using their savings to help friends and family out of financial tight spots, it has been found, although a significant number don't have any savings at all.

Britons are saving less and borrowing more, it has been revealed; a situation that financial advice website Unbiased - who conducted the poll - finds worrying.

Save Money on Credit Cards

Credit cards can be a life saver to an individual if used properly. They can also be a very large source of frustration and headache. One of the primary causes of financial problems among people today is credit card debt. Credit card fraud follows behind the debt very quickly. If you are considering getting a credit card, then the following are a few things to keep in mind when shopping for one.